If you’re injured on the job, you’ll want to ensure you follow the necessary steps outlined by your employer before your claim gets denied.
You slip on a substance at work, and the next thing you know, you’re lying on the floor. Your back hurts, and your head hurts. Everything hurts.
Suddenly, you start to panic. How badly have you hurt yourself? And will how will this impact your ability to keep working and supporting your family?
Unfortunately, on-the-job injuries aren’t that uncommon. Research shows that nearly three million people suffered injuries at work in 2018. In addition, the median number of days that these injured workers had to spend away from work was eight.
If you are injured on the job, it is paramount that you file a workers’ compensation claim and that you follow the necessary steps outlined by your employer. Otherwise, your claim may be denied.
Here’s a rundown on what to do if you’ve been injured on the job.
Let’s get started!
Many employers have specific programs in place for curbing injuries at work. After all, they want to avoid accruing the costs associated with work injuries.
For this reason, you may be tempted not to report your on-the-job injury after you’ve hurt yourself at work. However, not reporting your incident doesn’t do your employer or you any favors.
In fact, if you don’t report your injury and then decide to file for workers’ compensation later, your employer can choose to deny you any medical care.
In addition, your employer may deny you benefits for missing work time. After all, the employer could claim that your injury happened when you were not at work.
On top of this, your employer’s workers’ compensation insurer may question why the employer failed to report your accident in a timely manner.
Plus, many employers have strict deadlines when it comes to reporting work accidents. As an example, you may be required to report your incident within one day of the accident. If you fail to do this, you might be reprimanded or even be suspended without pay.
So, if you’ve been hurt at work — even if the injury seems minor — make sure that you report it right away.
If you can, try to report your injury in writing.
Alternatively, you can report it when a dependable witness — for instance, one of your colleagues — is present with you. This colleague may be able to corroborate your story if your employer or their workers’ compensation insurer challenges your story.
Also, if you happen to belong to a union, be sure to report your accident to the representative of your union, along with your employer. If your union or employer has a formal form in place for reporting accidents, try to use this.
After you have been injured on the job, you may need immediate medical treatment or First Aid.
If your company takes part in an alternate dispute resolution (ADR) or preferred provider organization (PPO) program, you might have to receive health care treatment from participating medical providers. In this situation, your employer must provide you with information regarding the ADR or PPO program in writing.
Also, let’s say that you need prescription medication or diagnostic tests as a result of your job-related injury. The workers’ compensation insurer or your company may force you to get your medicine or undergo your testing at pharmacies or diagnostic networks with whom they have contracts.
After you see a medical provider that your company approves of, be sure to follow your physician’s instructions. This will increase your chances of experiencing a full and speedy recovery.
Also, note that you might have to complete an independent health care exam to verify your previous diagnosis. Be sure to do this if your employer asks you to.
A number of leading workers’ compensation doctors in New York are available at https://www.injuredcalltoday.com/work-accidents/.
Then, return to your workplace as quickly as you can. Let your employer know how you’re progressing and if your doctor makes any changes to your recovery plan.
In addition, appear at any hearings that your employer or the workers’ compensation insurer requires you to attend.
Your employer should also work with you on a plan for transitioning you back to work. Keep your employer up to date on how you are progressing. If you feel that this transition plan needs altering at any time, be sure to share this with your company as soon as possible.
Your private medical insurance company won’t cover any treatments for injuries you sustain at work. So, if you want to receive coverage for all of your injury-related medical treatment, you have to file a workers’ compensation claim.
You may additionally be eligible for a temporary disability benefit following your on-the-job injury. Likewise, if your injury is permanent, you may receive a financial award according to your degree of injury as well.
In addition to advising employees who have been injured on the job, we offer a wide range of tips and news that impact your work life and personal life.
For instance, on our site, you can find out about traffic and weather conditions that may impact your morning commute. You can also learn about what other business people are doing in the local community to change lives for the better.
Take a peek at our site to learn more about how to protect your best interests and live life to the fullest on both a personal and a professional level long term.https://icrowdnewswire.com/2019/12/12/important-steps-to-take-if-youre-injured-on-the-job/
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